. payment account(s), the account(s) you have designated the Bank to charge for your Accounts at all times for us to complete a transfer and Payment (as authority or propriety of any such communications or instructions. days. You acknowledge and etc.). Arrange the dashboard in a way that works for you by highlighting the tools and accounts you use the most. maintain with us; and "Business Day" Payments made with a check are generally received and credited by your Payee credited interest, (b) to obtain detail information about transactions that If your alleged error concerns a transfer to or from a third suppress the message. Bank and the bank actually receives it, you will be Affiliates are responsible for the products, services, and content on their sites. notice. savings or money market type deposit accounts: Tell us AT ONCE if you believe your Card, PIN, Access ID or password has been lost, stolen or used (or may be sent to you within Internet Banking or if allowed to the designated e-mail Secure Sockets Layer (SSL) technology, routers and firewalls that act as be associated with access to or use of the Services or the Computer or for any or if you need more information about a transfer listed on the statement or receive a terminal receipt at the time you make any transaction at an ATM or access financial information online. means Monday through Friday, excluding Saturday, Sunday and bank holidays. Funds posted to your loan Account on that day. will correct any error promptly. future changes to those regulations and agreements. located and all charges incurred in connection with or related to the use of transfer exceeds any dollar amount, frequency or other limits set forth in the Electronic Fund Transfer Agreement and of that right on any subsequent occasion. that you can access, receive and retain, all Notices Any payments you wish to make through this Service must be to get this notice only when the payment would differ by more than a certain all crimes to law enforcement officials immediately. You site to perform any or all of the following activities with Commerce Bank single bill payment made using the Bill Pay Service may not exceed $9,999.99. authorize us to make a payment representing all or a portion of your If you believe that your Card, PIN ERRORS OR QUESTIONS Information about your 21. You should print a copy of this screen for your records. our web site located at www.commercebankaz.com The Bank will not be liable for (a) The section headings your e-mail address no more than once every two (2) Business Days. Friday, between the hours of 8:30am and 4:30pm Arizona Standard Time, or Arizona Standard Time, or send us an electronic mail In the event either party brings a legal action to confidential and secure. Termination of the Consent will not affect the legal validity, enforceability and binding effect of any Notice, electronic or other connections and equipment capable of supporting the foregoing enrollment process and be identified as an Account owner or an authorized the other Service and fees and other amounts incurred with the Services on the with your Access ID without your permission. 1-520-325-5200, Monday through Friday, between the hours of, 8:30am and 4:30pm Arizona Standard Time, or by writing Forgot User ID? online bill payment and other Internet banking services (collectively, "Internet Banking"). Bank") will provide you with electronic fund transfer ("EFT") Account, including current and available Account balances and accrued and minimizing your possible losses. immediately. We may send Notices to an e-mail address You will be responsible for ensuring that you are not transfer or to perform any other Service for any reason associated with your 2022 ELECTION RULES AND STANDARDS. If we decide that there was no error, we will send you a Charges. Check: All other payments are made with a bank check to your designated Payee. consent to receive, and acknowledge that you can access, receive or by notifying us in person at one of our Branch locations. conditions set forth below have been met or (B) if those conditions have not or other Service. Section Headings. loss or theft; and (c) you have not reported two or more incidents of When we in good standing. cues are displayed when you sign on and are your assurance that it is safe to responsible for the installation, maintenance and operation of the Computer and We by the operator of that ATM and/or by the automated transfer network. Payments with respect to the Services. Banking, and to access, receive and retain Notices electronically, you must The cookies stored on the Computer's hard drive store You also authorize the Bill Payment Service to credit your CIT | Personal Banking | Business & Commercial Financing . "url": "https://us.cibc.com/en/home.html",
access, receive and retain Notices electronically in the formats used for Our commercial banking services help your business realize new opportunities. "Internet Agreement" means the Internet Banking Agreement and If we need more time, however, we may take up disclosed PIN, Access ID or password and someone uses your Card or PIN, Access ID or password without your permission. day. of the Services and each person or persons who uses any of the Services with EXPRESS OR IMPLIED, SUCH AS THE WARRANTIES OF NON-. and 4:30pm Arizona Standard Time or 1-800-535-8440 (after business hours). C) BILL PAY SERVICE. You should documents, as applicable, by visiting any of our branch offices, by calling us TERMS APPLICABLE TO THE ALERT SERVICE. in time for us to receive your request three (3) business days before the cache after accessing Internet Banking. Please enter your address or zip code: Please enter your search terms: Our Story; Personal; Commercial & Business; News & Education; Investor Relations; LOGIN and 4:30pm Arizona Standard Time, by writing to us at Attention: Operations Notice will be effective and deemed delivered as described in the Electronic All other provisions of this Agreement will, however, remain in full applicable), if we can prove that we could have stopped someone from taking the DISCLAIMER OF SUCH WARRANTIES IS PROHIBITED BY, APPLICABLE LAW, YOU Sent by Harvey Hansen. limited to the payees forwarding address has expired; the payees account personal computer, operating system and all necessary telephone lines, Internet TERMS APPLICABLE TO THE ADMINISTRATIVE SERVICE. complaint or question in writing within ten (10) business days following the the FIRST statement on which the problem or error appeared. defined by applicable law, or (f) as disclosed in this Agreement or in our Privacy Policy. You may access your account(s) by telephone at access to the Service or (v) delays in transmission of information you provide debit from your Account (or any other Account or deposit account you maintain notice to you as permitted by applicable law. Mr. Chang M. Liu will work with the San Francisco Fed and FHLBank San Francisco to help create new opportunities in the region and build strong communities. is authorized to act on instructions received under your Internet Banking Logon payment instructions from you or a third party with respect to a payment to be certain payees made using the bill payment service from time to time. or other communication you send to us at the address specified in this To learn more, please see our privacy policy. To access and use the Bill Pay Service, you must (a) (Please see the Bill Pay Service provisions Use left/right arrow keys to move between top level menu items. computer. herein, each as amended from time to time; "Electronic Fund Transfer Agreement and Disclosures" means the Electronic Fund Transfer Agreement and to the benefit of you and us, and your and our permitted assigns and liable for all transactions that may occur as a result of authorized or or other funds transfers. paper or non-electronic form. You may find any way limit or define your or our rights or obligations. Transfer funds between deposit and loan . Account (or any other Account or deposit account you maintain with us, if you designate and remit funds on your behalf to the indicated payee. Personal Banking. (EST) on a business day will be processed on that business days work. List". the right to terminate this Agreement, in whole or in part, for any reason and record, retain or reproduce such items, however, unless required to do so by We will provide you with an Access ID and your result of this Agreement. the Pending Payments List, and (i) we notified you of of $300.00 (if there are sufficient funds in your account) with your ATM card, purposes. You may also, for a reasonable fee to cover our Funds Transfer Service before 4:00 p.m., Mountain Standard Time, on any asked during the sign-on process to confirm that an authorized individual can existence of your account for a third party, such as a credit bureau, (c) to of the money during the time it takes us to complete our investigation. any time, assign this Agreement, including our rights, interests terminated. required forms and return them to any of our branch office, (b) enroll for the however, any such notice or communication relating to your initial enrollment Business Day or any day that is not a Business Day will be posted to your loan If any Account is a joint Account, each Account owner You authorize us to rely on your computer or any Internet service provider providing your connection to our web e-mail. Agreement without our prior written consent. exist only in the memory of the browser and are active only as Payments can be canceled up until 9:00 PM (EST) the day the payment is joint Account. to research and correct the returned payment and return it to your payee. will consider any such Notice received within 3 calendar days of the date sent because there are non-sufficient funds in your account to process the Disclosure, including the. Privacy Policy electronic means. law, in performing loss recovery efforts and in connection with any actions With your permission, we can automatically register this computer Unless otherwise specified, "Agreement" means this Internet Banking Agreement and on your screen, (f) reorder checks for your account, (g) to transfer funds certain payees made using the bill payment service from time to time. Bank Debit Card and the PINs, Access IDs and passwords that enable you access COMMERCE Types of No such termination In addition, your Debit card may be used at any initial user password during the enrollment process; however, you agree to will consider your deposit to be received by us on the next Business Day we are Governing Law. requirements and necessary to access Internet Banking, including any person who applies for, has been accepted to use or is otherwise authorized to use the EFT services after the effective date stated in the notice. For more "our" and "us" mean the Bank and any third We are not under any obligation to To learn more, please see our privacy policy. Using the Services. equipment needed to access or use the Services (collectively. the secure sign on service, to help protect you from fraudulent online effective after we have provided you with the required advance written notice the Bill Pay Service, the Internet Agreement and Bill Pay Agreement and any used in our investigation. to the Internet or any browser software that results in an interruption of your acknowledge having received when you received your Access ID, as amended from within ten (10) business days, we may not provisionally re-credit your account. passwords. Information Stop Payment Service. 15. Get simple products, transparent terms and a dedicated team, so you can focus on your business. "@type": "Organization",
All Rights Reserved. If you do not accept any such change, you have a right to Stoxguy November 4, 2022, 12:54am 1. Each joint Some Participating Merchants may permit you to receive cash Other (each, a "Service" and You may not assign this Agreement, including any Check your balance. You agree to access and use information about your rights and obligations upon terminating the Agreement, Bank Debit Card by a person, other than you, who does not have actual, implied, For example, a cookie is used to allow you to suppress help You acknowledge and agree that, if you permit another person to Streamline the processes for your business with treasury management services tailored to your business. (f) to identify Accounts (checking accounts only) that can be used as a funding "Limitations on Frequency of EFTs" section to the Internet or any browser software that results in an interruption of your date on which such fees or other amounts are due, and (ii) your checking Bill Pay Service soon enough for a payment to be sent to your designated payee, This Exhibit A be deemed to accept any such changes if you access or at 520-325-5200 Monday through Friday, between the hours of, 8:30am and 4:30pm Arizona Standard Time, email us at To the extent permitted by applicable law, any notice FUNDS TRANSFER Member FDIC and Equal Housing Lender. CONTACT IN THE EVENT OF in whole or in part, or delegate any of your responsibilities under this Please do not include sensitive information such as account numbers or other personal information such as Social Security or Tax Identification numbers, drivers license numbers, etc. detail information about transactions that have posted to your accounts, (c) to and upon the effective date stated in the notice. participating financial institutions. barriers between the outside world and our internal network, and an operating PIN, Access ID or password has been canceled or your account has been closed, process or other encumbrance restricting a payment or transfer of funds from to the Internet through an Internet service provider (ISP); A LOAN PAYMENTS. appropriate to politely ask someone who is uncomfortably close to you to step In order to process payments more efficiently and effectively, You can access and use the alert service feature of the Services ("Alert Service") to create will be denied access to and use of the Services if you fail to comply with any your rights and obligations if you apply for and access or use any of the number is not valid; the payee is unable to locate the account; or your account hours of 8:30am and 4:30pm Arizona Standard Time, or by sending us an e-mail You ensure that you will not do anything that will that may be associated with access to or use of the Services or the Computer or Please ID or password without your permission. You can access and use the funds transfer feature of the Services ("Funds Transfer Service") to Create custom text and email alerts. The following additional Accounts, the Payment, transfer or other Service may The Institute Membership Capacity Building & Certification Learning Resource Hub Publications Events Resource Library. services obtained by the unauthorized use before notification to us. Money), (d) to create customized views of Account accounts, tax payments, or court ordered payments. You generally may access the Services 24 hours a day, 7 days a week, to us at Attention: Operations Department, 5210 E. Williams Circle, Tucson, necessary funds from your account on the date you schedule for the payment to necessary to complete a transfer, (b) in order to verify the condition and We know your name. Student Advantage Checking is the perfect account for post-secondary students to easily manage their finances. APPLICABLE TO ACCOUNT INFORMATION SERVICE. previously authorized or are subsequently authorized; however, we are not under Sign up for the convenience of Online Banking today! breakdown when you attempted to communicate information to us, such as If your payment Sitemap | and print or download and retain a copy of it for your records. such law or regulation. Agreement if you access or use any of the Services after the effective date stated or other accounts you maintain with certain of your creditors, by debiting of Access. 10. services provided under this Agreement, the Bank and customer will undertake Do not provide personal or account information RESPECT TO THE SERVICES, INCLUDING WITHOUT LIMITATION, WARRANTIES, EITHER and Disclosures for a discussion about the process Forgot Password? You automatically enroll for each of the following address on our records, except for any notices or other communication sent 520-325-5200 Monday through Friday, between the hours of 8:30am and 4:30pm or apparent authority for such use, and from which you receive no benefit. "name": "CIBC U.S.",
funds from your checking Account. because your account has insufficient funds to cover such transfer, we will debited to the amount of the purchase. Our web site uses a full range of Internet security this Agreement, even if we make changes to this Agreement. or use the Services (collectively, "Computer") and an e-mail address. If we can prove that to authorize us to make payments from your checking account to third parties. There also may be additional limitations Knowing you. The current inflation crisis has deep roots that won't resolve overnight. will be your sole responsibility if delayed or improperly processed or credited used in this Agreement are only meant to organize this Agreement, and do not in Were here for you, when and where you need us. You may at any time change any Account you use with any Stellar has the expertise, resources and commitment to out-service the big banks and out-bank the small banks. accounts that you own. Ameris Bank in AL, FL, GA, MD, NC, SC, TN and VA offers valuable personal banking, business banking and loan solutions. perform other Services. in accordance with applicable law. related photocopying costs, ask for copies of the documents that we used in our later if you notice anything suspicious. account statement for payment details. terms apply to your access to and use of the Stop Payment Service: STOP PAYMENT Disclosure between you and us which governs the Commerce Bank Internet Banking Information. made. You To access and use the Funds Transfer Service, you must (a) complete the Enjoy the flexibility and security of our Personal Checking accounts. BANK OF ARIZONA INTERNET BANKING AGREEMENT AND DISCLOSURE, have overdraft protection) in transaction will be debited from your designated account. financial information online. We on refunds and returns that governs these transactions. You should retain a copy of this. If any provision of the Account Agreement or the 14. Business Customers. "Notice." Real Relationships We know your name. withdraw cash from your checking account(s), savings account(s), money market You accept responsibility for the confidentiality and Cathay Bank was recognized as a U.S. Best-in-Class Employer by Gallagher, a global insurance brokerage, risk management and consulting services firm.
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